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Verified Branch

Indian Overseas Bank

PATHANKOT Branch, GURDASPUR

IFSC Code
IOBA0000581
Required for NEFT, RTGS, IMPS money transfers
MICR Code
145020002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000581 Branch Code (6-11)

Complete Branch Details

Full Address 357 BY 358, DALHOUSIE ROAD, PATHANKOT GURDASPUR DT, PIN 145001
State PUNJAB
District / City PATHANKOT
Centre / Region PATHANKOT
Contact / Helpline +911862221394
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000581.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PATHANKOT.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000581)

What is the IFSC code of Indian Overseas Bank PATHANKOT branch? ↓

The verified 11-digit IFSC code is IOBA0000581. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PATHANKOT? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 145020002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 357 BY 358, DALHOUSIE ROAD, PATHANKOT GURDASPUR DT, PIN 145001, located in PATHANKOT district, PUNJAB.

Other Indian Overseas Bank Branches in PATHANKOT

IOBA0001603

GURDASPUR Branch

GURDASPUR, PUNJAB

 IOBA0001912

BATALA Branch

GURDASPUR, PUNJAB

 IOBA0004167

DINANAGAR Branch

GURDASPUR, PUNJAB

 IOBA0004168

DHARIWAL Branch

GURDASPUR, PUNJAB

 IOBA0002100

FEROZEPURFEROZEPUR CANTONMENT Branch

GURDASPUR, PUNJAB

 IOBA0003145

DUGRI Branch

GURDASPUR, PUNJAB

 IOBA0003988

SUJANPUR Branch

PATHANKOT, PUNJAB

 IOBA0GB4142

OGB -ANKO Branch

BALASORE, ODISHA

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