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Verified Branch

Indian Overseas Bank

JALANDHARSURANUSSI Branch, JALANDHAR

IFSC Code
IOBA0000304
Required for NEFT, RTGS, IMPS money transfers
MICR Code
144020003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000304 Branch Code (6-11)

Complete Branch Details

Full Address G T ROAD SURANUSSI PIN 144001
State PUNJAB
District / City JALANDHAR
Centre / Region JALANDHAR
Contact / Helpline 2670652
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000304.
  4. Confirm bank name displays as Indian Overseas Bank and branch as JALANDHARSURANUSSI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000304)

What is the IFSC code of Indian Overseas Bank JALANDHARSURANUSSI branch? ↓

The verified 11-digit IFSC code is IOBA0000304. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank JALANDHARSURANUSSI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 144020003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is G T ROAD SURANUSSI PIN 144001, located in JALANDHAR district, PUNJAB.

Other Indian Overseas Bank Branches in JALANDHAR

IOBA0000190

JALLANDHAR Branch

JALANDHAR, PUNJAB

 IOBA0001755

TEHSIL ROAD Branch

JALANDHAR, PUNJAB

 IOBA0002059

JALANDHARBANSANWALA BAZAR Branch

JALANDHAR, PUNJAB

 IOBA0003664

JALANDHAR J P NAGAR Branch

JALANDHAR, PUNJAB

 IOBA0000411

JALANDHAR CANTONMENT Branch

JALANDHAR, PUNJAB

 IOBA0000516

ADAMPUR DOABA Branch

JALANDHAR, PUNJAB

 IOBA0000682

SHAHKOT Branch

JALANDHAR, PUNJAB

 IOBA0001251

JALANDHAR DOABA COLLEGE Branch

JALANDHAR, PUNJAB

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