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Verified Branch

Indian Overseas Bank

POONTHOTTAM Branch, THIRUVARUR

IFSC Code
IOBA0000272
Required for NEFT, RTGS, IMPS money transfers
MICR Code
610020015
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000272 Branch Code (6-11)

Complete Branch Details

Full Address NEAR PALLIVASAL MAYILADUTHURAI MAIN ROAD, POONTHOTTAM609503
State TAMIL NADU
District / City POONTHOTTAM
Centre / Region POONTHOTTAM
Contact / Helpline 238446
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000272.
  4. Confirm bank name displays as Indian Overseas Bank and branch as POONTHOTTAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000272)

What is the IFSC code of Indian Overseas Bank POONTHOTTAM branch? ↓

The verified 11-digit IFSC code is IOBA0000272. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank POONTHOTTAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 610020015. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NEAR PALLIVASAL MAYILADUTHURAI MAIN ROAD, POONTHOTTAM609503, located in POONTHOTTAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in POONTHOTTAM

IOBA0000097

TIRUVARUR Branch

THIRUVARUR, TAMIL NADU

 IOBA0000533

ATHIKADAI Branch

THIRUVARUR, TAMIL NADU

 IOBA0000896

MANNARGUDI Branch

THIRUVARUR, TAMIL NADU

 IOBA0000946

PULIVALAM Branch

THIRUVARUR, TAMIL NADU

 IOBA0000952

MANAVANALLUR Branch

THIRUVARUR, TAMIL NADU

 IOBA0001092

EDAMELAIYUR Branch

THIRUVARUR, TAMIL NADU

 IOBA0001197

VALNGAIMAN Branch

THIRUVARUR, TAMIL NADU

 IOBA0001198

MORASAPALLI Branch

THIRUVARUR, TAMIL NADU

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