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Verified Branch

INDIAN OVERSEAS BANK

SHANMUGANATHAPURAM Branch, KARAIKUDI

IFSC Code
IOBA0000250
Required for NEFT, RTGS, IMPS money transfers
MICR Code
630020103
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000250 Branch Code (6-11)

Complete Branch Details

Full Address 1 BY 95,EAST FIRST STREET SHANMUGANATHAPURAM PIN 630314
State TAMIL NADU
District / City SIVAGANGA
Centre / Region KARAIKUDI
Contact / Helpline 275229
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000250.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as SHANMUGANATHAPURAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000250)

What is the IFSC code of INDIAN OVERSEAS BANK SHANMUGANATHAPURAM branch? ↓

The verified 11-digit IFSC code is IOBA0000250. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK SHANMUGANATHAPURAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 630020103. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1 BY 95,EAST FIRST STREET SHANMUGANATHAPURAM PIN 630314, located in SIVAGANGA district, TAMIL NADU.

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IOBA0000270

ANNA NAGAR Branch

CHENNAI, TAMIL NADU

 IOBA0004056

STARTUP BRANCH, BANGALORE Branch

BENGALURU, KARNATAKA

 IOBA0004076

LPC KARAIKUDI Branch

KARAIKUDI, DADRA AND NAGAR HAVELI AND DAMAN AND DIU

 IOBA0000034

KARAIKUDI Branch

KARAIKUDI, TAMIL NADU

 IOBA0000227

RAMACHANDRAPURAM Branch

KARAIKUDI, TAMIL NADU

 IOBA0000524

THIRUPACHETTI Branch

KARAIKUDI, TAMIL NADU

 IOBA0000820

R O KARAIKUDI Branch

KARAIKUDI, TAMIL NADU

 IOBA0001344

KARAIKKUDI COLLEGE ROAD Branch

KARAIKUDI, TAMIL NADU

Explore Nearby Banking Directories

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