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INDIAN OVERSEAS BANK

SANTO ESTEVAM GOA Branch, SANTO ESTEVAM

IFSC Code
IOBA0000166
Required for NEFT, RTGS, IMPS money transfers
MICR Code
403020004
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000166 Branch Code (6-11)

Complete Branch Details

Full Address E393,MANGUERIAL SANTO ESTEVAM ILHAS,GOA PIN 403106
State GOA
District / City NORTH GOA
Centre / Region SANTO ESTEVAM
Contact / Helpline 2287612
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000166.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as SANTO ESTEVAM GOA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000166)

What is the IFSC code of INDIAN OVERSEAS BANK SANTO ESTEVAM GOA branch? ↓

The verified 11-digit IFSC code is IOBA0000166. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK SANTO ESTEVAM GOA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 403020004. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is E393,MANGUERIAL SANTO ESTEVAM ILHAS,GOA PIN 403106, located in NORTH GOA district, GOA.

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 IOBA0000537

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 IOBA0000563

MAPUCA Branch

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SAVOI VERAM Branch

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CORJUEM GOA Branch

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MULGAON GOA Branch

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