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Verified Branch

Indian Overseas Bank

KARAMADAI Branch, COIMBATORE

IFSC Code
IOBA0000146
Required for NEFT, RTGS, IMPS money transfers
MICR Code
641020016
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000146 Branch Code (6-11)

Complete Branch Details

Full Address MAIN RD,KARAMADAI 641104
State TAMIL NADU
District / City KARAMADAI
Centre / Region KARAMADAI
Contact / Helpline 275468
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000146.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KARAMADAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000146)

What is the IFSC code of Indian Overseas Bank KARAMADAI branch? ↓

The verified 11-digit IFSC code is IOBA0000146. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KARAMADAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 641020016. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MAIN RD,KARAMADAI 641104, located in KARAMADAI district, TAMIL NADU.

Other Indian Overseas Bank Branches in KARAMADAI

IOBA0001150

DHAYANUR Branch

COIMBATORE, TAMIL NADU

 IOBA0000007

ANNUR Branch

COIMBATORE, TAMIL NADU

 IOBA0000020

COIMBATORE MAIN Branch

COIMBATORE, TAMIL NADU

 IOBA0000032

KANIYUR Branch

COIMBATORE, TAMIL NADU

 IOBA0000066

RAMALINGANAGAR Branch

COIMBATORE, TAMIL NADU

 IOBA0000079

R S PURAM Branch

COIMBATORE, TAMIL NADU

 IOBA0000106

KURICHI Branch

COIMBATORE, TAMIL NADU

 IOBA0000130

GANDHIPURAM Branch

COIMBATORE, TAMIL NADU

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