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Verified Branch

Indian Overseas Bank

RAJKOT Branch, RAJKOT

IFSC Code
IOBA0000144
Required for NEFT, RTGS, IMPS money transfers
MICR Code
360020002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000144 Branch Code (6-11)

Complete Branch Details

Full Address PAREKH CHAMBERS, DHEEBHAR BHAI ROAD,RAJKOT,PIN 360001
State GUJARAT
District / City RAJKOT
Centre / Region RAJKOT
Contact / Helpline +912812226422
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000144.
  4. Confirm bank name displays as Indian Overseas Bank and branch as RAJKOT.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000144)

What is the IFSC code of Indian Overseas Bank RAJKOT branch? ↓

The verified 11-digit IFSC code is IOBA0000144. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank RAJKOT? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 360020002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PAREKH CHAMBERS, DHEEBHAR BHAI ROAD,RAJKOT,PIN 360001, located in RAJKOT district, GUJARAT.

Other Indian Overseas Bank Branches in RAJKOT

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RAJKOT MUNICIPAL CORPN Branch

RAJKOT, GUJARAT

 IOBA0000373

RAJKOT M V M COLLEGE ROAD Branch

RAJKOT, GUJARAT

 IOBA0000427

RAJKOT VANIAVADI Branch

RAJKOT, GUJARAT

 IOBA0001818

PD MALAYIYA COLLEGE Branch

RAJKOT, GUJARAT

 IOBA0003129

MAHENDRA NAGAR Branch

RAJKOT, GUJARAT

 IOBA0003139

KASTURBADHAM Branch

RAJKOT, GUJARAT

 IOBA0003225

KAGDADI Branch

RAJKOT, GUJARAT

 IOBA0003394

JASDAN Branch

RAJKOT, GUJARAT

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