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Verified Branch

Indian Bank

VADAKUTHU Branch, CUDDALORE

IFSC Code
IDIB000V044
Required for NEFT, RTGS, IMPS money transfers
MICR Code
607019092
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IDIB Bank Code (1-4)
0 Control Zero (5th)
00V044 Branch Code (6-11)

Complete Branch Details

Full Address PLOT NO 176 FIRST CROSS STREET SRI RAGAVENDRA CITY SERAKUPPAM ROAD VADALUR PIN 607303
State TAMIL NADU
District / City CUDDALORE
Centre / Region CUDDALORE
Contact / Helpline +914142259268
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IDIB000V044.
  4. Confirm bank name displays as Indian Bank and branch as VADAKUTHU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IDIB000V044)

What is the IFSC code of Indian Bank VADAKUTHU branch?

The verified 11-digit IFSC code is IDIB000V044. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Bank VADAKUTHU?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 607019092. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is PLOT NO 176 FIRST CROSS STREET SRI RAGAVENDRA CITY SERAKUPPAM ROAD VADALUR PIN 607303, located in CUDDALORE district, TAMIL NADU.