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Indian Bank

RATNAGIRI TRP Branch, RATNAGIRI

IFSC Code
IDIB000R616
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415019052
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IDIB Bank Code (1-4)
0 Control Zero (5th)
00R616 Branch Code (6-11)

Complete Branch Details

Full Address TRP RATNAGIRI KOLHAPUR HIGHWAY NEAR HP PETROL PUMP TRP MIDC RATNAGIRI PIN 415639
State MAHARASHTRA
District / City RATNAGIRI
Centre / Region RATNAGIRI
Contact / Helpline +917760160815
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IDIB000R616.
  4. Confirm bank name displays as Indian Bank and branch as RATNAGIRI TRP.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IDIB000R616)

What is the IFSC code of Indian Bank RATNAGIRI TRP branch? ↓

The verified 11-digit IFSC code is IDIB000R616. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Bank RATNAGIRI TRP? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415019052. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is TRP RATNAGIRI KOLHAPUR HIGHWAY NEAR HP PETROL PUMP TRP MIDC RATNAGIRI PIN 415639, located in RATNAGIRI district, MAHARASHTRA.

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