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Verified Branch

Indian Bank

RAYACHOTI Branch, YSR KADAPA

IFSC Code
IDIB000R125
Required for NEFT, RTGS, IMPS money transfers
MICR Code
516019998
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IDIB Bank Code (1-4)
0 Control Zero (5th)
00R125 Branch Code (6-11)

Complete Branch Details

Full Address 64/116 KADAPA ROAD NEAR OLD PETROL BUNK RAYACHOTI PIN 516269
State ANDHRA PRADESH
District / City YSR KADAPA
Centre / Region YSR KADAPA
Contact / Helpline +918561251188
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IDIB000R125.
  4. Confirm bank name displays as Indian Bank and branch as RAYACHOTI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IDIB000R125)

What is the IFSC code of Indian Bank RAYACHOTI branch? ↓

The verified 11-digit IFSC code is IDIB000R125. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Bank RAYACHOTI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 516019998. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 64/116 KADAPA ROAD NEAR OLD PETROL BUNK RAYACHOTI PIN 516269, located in YSR KADAPA district, ANDHRA PRADESH.

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