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Verified Branch

Indian Bank

PHULWAR Branch, PURBI CHAMPARAN

IFSC Code
IDIB000P642
Required for NEFT, RTGS, IMPS money transfers
MICR Code
845019007
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IDIB Bank Code (1-4)
0 Control Zero (5th)
00P642 Branch Code (6-11)

Complete Branch Details

Full Address VILL PO PHULWAR VIA RAGHUNATHPUR BAZAR PS BANJARIYA PHULWAR PHULWAR PIN 845431
State BIHAR
District / City PHULWAR
Centre / Region PHULWAR
Contact / Helpline +918294236975
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IDIB000P642.
  4. Confirm bank name displays as Indian Bank and branch as PHULWAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IDIB000P642)

What is the IFSC code of Indian Bank PHULWAR branch? ↓

The verified 11-digit IFSC code is IDIB000P642. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Bank PHULWAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 845019007. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILL PO PHULWAR VIA RAGHUNATHPUR BAZAR PS BANJARIYA PHULWAR PHULWAR PIN 845431, located in PHULWAR district, BIHAR.

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AGRADWIP Branch

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AMARUN Branch

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