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Verified Branch

Indian Bank

PHOOSGARH Branch, KARNAL

IFSC Code
IDIB000P196
Required for NEFT, RTGS, IMPS money transfers
MICR Code
132019104
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IDIB Bank Code (1-4)
0 Control Zero (5th)
00P196 Branch Code (6-11)

Complete Branch Details

Full Address OLD DURGA COLONY VPO PHOOSGARH PIN 132037
State HARYANA
District / City KARNAL
Centre / Region KARNAL
Contact / Helpline +911842285700
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IDIB000P196.
  4. Confirm bank name displays as Indian Bank and branch as PHOOSGARH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IDIB000P196)

What is the IFSC code of Indian Bank PHOOSGARH branch? ↓

The verified 11-digit IFSC code is IDIB000P196. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Bank PHOOSGARH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 132019104. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is OLD DURGA COLONY VPO PHOOSGARH PIN 132037, located in KARNAL district, HARYANA.

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