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Verified Branch

Indian Bank

PARAMAKUDI Branch, RAMANATHAPURAM

IFSC Code
IDIB000P129
Required for NEFT, RTGS, IMPS money transfers
MICR Code
623019102
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IDIB Bank Code (1-4)
0 Control Zero (5th)
00P129 Branch Code (6-11)

Complete Branch Details

Full Address 3/845A BHARATHI NAGAR WEST MADURAI RAMESWARAM ROAD OTTAPALAM JUNCTION PARAMAKUDI PIN 623707
State TAMIL NADU
District / City OTTAPALAM JUNCTION
Centre / Region OTTAPALAM JUNCTION
Contact / Helpline +914564223723
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IDIB000P129.
  4. Confirm bank name displays as Indian Bank and branch as PARAMAKUDI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IDIB000P129)

What is the IFSC code of Indian Bank PARAMAKUDI branch? ↓

The verified 11-digit IFSC code is IDIB000P129. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Bank PARAMAKUDI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 623019102. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 3/845A BHARATHI NAGAR WEST MADURAI RAMESWARAM ROAD OTTAPALAM JUNCTION PARAMAKUDI PIN 623707, located in OTTAPALAM JUNCTION district, TAMIL NADU.

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MANAMADURAI Branch

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PALAKKAD Branch

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RAMESWARAM Branch

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TIRUNELVELI JUNCTION Branch

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