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Verified Branch

Indian Bank

PATNA CITY Branch, PATNA

IFSC Code
IDIB000P028
Required for NEFT, RTGS, IMPS money transfers
MICR Code
800019003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IDIB Bank Code (1-4)
0 Control Zero (5th)
00P028 Branch Code (6-11)

Complete Branch Details

Full Address 1ST FLOOR SATI SADAN P B NO 627 ASHOK RAJPATH JHAUGANJ PATNA CITY PIN 800008
State BIHAR
District / City JHAUGANJ
Centre / Region JHAUGANJ
Contact / Helpline +916122642480
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IDIB000P028.
  4. Confirm bank name displays as Indian Bank and branch as PATNA CITY.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IDIB000P028)

What is the IFSC code of Indian Bank PATNA CITY branch? ↓

The verified 11-digit IFSC code is IDIB000P028. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Bank PATNA CITY? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 800019003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1ST FLOOR SATI SADAN P B NO 627 ASHOK RAJPATH JHAUGANJ PATNA CITY PIN 800008, located in JHAUGANJ district, BIHAR.