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Verified Branch

Indian Bank

KARUNGAL Branch, KANYAKUMARI

IFSC Code
IDIB000K345
Required for NEFT, RTGS, IMPS money transfers
MICR Code
629019020
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IDIB Bank Code (1-4)
0 Control Zero (5th)
00K345 Branch Code (6-11)

Complete Branch Details

Full Address 17/14B1 ALMIGHTY PALACE BETHEL ROAD KARUNGAL KARUNGAL PIN 629157
State TAMIL NADU
District / City KARUNGAL
Centre / Region KARUNGAL
Contact / Helpline +919489908540
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IDIB000K345.
  4. Confirm bank name displays as Indian Bank and branch as KARUNGAL.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IDIB000K345)

What is the IFSC code of Indian Bank KARUNGAL branch? ↓

The verified 11-digit IFSC code is IDIB000K345. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Bank KARUNGAL? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 629019020. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 17/14B1 ALMIGHTY PALACE BETHEL ROAD KARUNGAL KARUNGAL PIN 629157, located in KARUNGAL district, TAMIL NADU.

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AZHAGAPPAPURAM Branch

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AZHAGIYAMANDAPAM Branch

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COLACHEL Branch

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CHENBAGARAMANPUDUR Branch

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CHOOZHAL Branch

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ENAYAM PUTHENTHURAI Branch

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EDAICODE Branch

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