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Verified Branch

Indian Bank

KOTAPADU Branch, ELURU

IFSC Code
IDIB000K293
Required for NEFT, RTGS, IMPS money transfers
MICR Code
521019751
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IDIB Bank Code (1-4)
0 Control Zero (5th)
00K293 Branch Code (6-11)

Complete Branch Details

Full Address 1130 RAMALAYAM STREET KOTAPADU CHATRAI MANDAL PIN 521214
State ANDHRA PRADESH
District / City KOTAPADU
Centre / Region KOTAPADU
Contact / Helpline +918673256257
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IDIB000K293.
  4. Confirm bank name displays as Indian Bank and branch as KOTAPADU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IDIB000K293)

What is the IFSC code of Indian Bank KOTAPADU branch? ↓

The verified 11-digit IFSC code is IDIB000K293. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Bank KOTAPADU? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 521019751. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1130 RAMALAYAM STREET KOTAPADU CHATRAI MANDAL PIN 521214, located in KOTAPADU district, ANDHRA PRADESH.

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