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Banaras Mercantile Co-operative Bank

Banaras Mercantile Co-operative Bank IMPS Branch, MUMBAI

IFSC Code
ICIC00BMCBL
Required for NEFT, RTGS, IMPS money transfers
MICR Code
221487002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ICIC Bank Code (1-4)
0 Control Zero (5th)
0BMCBL Branch Code (6-11)

Complete Branch Details

Full Address KASHI VIDYAPITH RD,C32/22 33,RAM SINGH RANA NAGAR,VARANASI 221002
State MAHARASHTRA
District / City VARANASI
Centre / Region VARANASI
Contact / Helpline +919415201125
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ICIC00BMCBL.
  4. Confirm bank name displays as Banaras Mercantile Co-operative Bank and branch as Banaras Mercantile Co-operative Bank IMPS.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ICIC00BMCBL)

What is the IFSC code of Banaras Mercantile Co-operative Bank Banaras Mercantile Co-operative Bank IMPS branch? ↓

The verified 11-digit IFSC code is ICIC00BMCBL. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Banaras Mercantile Co-operative Bank Banaras Mercantile Co-operative Bank IMPS? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 221487002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KASHI VIDYAPITH RD,C32/22 33,RAM SINGH RANA NAGAR,VARANASI 221002, located in VARANASI district, MAHARASHTRA.

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