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Verified Branch

ICICI Bank

MALOUD BRANCH Branch, LUDHIANA

IFSC Code
ICIC0003979
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141229029
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ICIC Bank Code (1-4)
0 Control Zero (5th)
003979 Branch Code (6-11)

Complete Branch Details

Full Address ICICI BANK LTD., PAYAL ROAD, MALOUD, TEHSIL. PAYAL, DIST. LUDHIANA, PUNJAB.141119
State PUNJAB
District / City MALAUDH
Centre / Region MALAUDH
Contact / Helpline +918146902807
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ICIC0003979.
  4. Confirm bank name displays as ICICI Bank and branch as MALOUD BRANCH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ICIC0003979)

What is the IFSC code of ICICI Bank MALOUD BRANCH branch?

The verified 11-digit IFSC code is ICIC0003979. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of ICICI Bank MALOUD BRANCH?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141229029. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is ICICI BANK LTD., PAYAL ROAD, MALOUD, TEHSIL. PAYAL, DIST. LUDHIANA, PUNJAB.141119, located in MALAUDH district, PUNJAB.