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RATNAGIRI DCC BANK LTD RATNAGIRI KADWAI Branch, RATNAGIRI

IFSC Code
IBKL0574R44
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415803523
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IBKL Bank Code (1-4)
0 Control Zero (5th)
574R44 Branch Code (6-11)

Complete Branch Details

Full Address HOUSE OF MUSHAQ MAHAMUD SAWANT AND SAMIRA M SAWANT, H NO 303, A P KADWAI,
State MAHARASHTRA
District / City KADWAI
Centre / Region KADWAI
Contact / Helpline +912355252722
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IBKL0574R44.
  4. Confirm bank name displays as IDBI and branch as RATNAGIRI DCC BANK LTD RATNAGIRI KADWAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IBKL0574R44)

What is the IFSC code of IDBI RATNAGIRI DCC BANK LTD RATNAGIRI KADWAI branch? ↓

The verified 11-digit IFSC code is IBKL0574R44. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of IDBI RATNAGIRI DCC BANK LTD RATNAGIRI KADWAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415803523. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is HOUSE OF MUSHAQ MAHAMUD SAWANT AND SAMIRA M SAWANT, H NO 303, A P KADWAI,, located in KADWAI district, MAHARASHTRA.

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