Sikkim State Co-operative Bank Logo
Verified Branch

Sikkim State Co-operative Bank

Sikkim State Co-operative Bank IMPS Branch, MUMBAI

IFSC Code
IBKL0108SIC
Required for NEFT, RTGS, IMPS money transfers
MICR Code
737657002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IBKL Bank Code (1-4)
0 Control Zero (5th)
108SIC Branch Code (6-11)

Complete Branch Details

Full Address NEAR ZERO POINT NH 31A GANGTOK SIKKIM 737101
State MAHARASHTRA
District / City GANGTOK
Centre / Region GANGTOK
Contact / Helpline +918710096489
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IBKL0108SIC.
  4. Confirm bank name displays as Sikkim State Co-operative Bank and branch as Sikkim State Co-operative Bank IMPS.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IBKL0108SIC)

What is the IFSC code of Sikkim State Co-operative Bank Sikkim State Co-operative Bank IMPS branch?

The verified 11-digit IFSC code is IBKL0108SIC. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Sikkim State Co-operative Bank Sikkim State Co-operative Bank IMPS?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 737657002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is NEAR ZERO POINT NH 31A GANGTOK SIKKIM 737101, located in GANGTOK district, MAHARASHTRA.