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THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD Branch, KRISHNA

IFSC Code
IBKL0089SMC
Required for NEFT, RTGS, IMPS money transfers
MICR Code
520259252
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IBKL Bank Code (1-4)
0 Control Zero (5th)
089SMC Branch Code (6-11)

Complete Branch Details

Full Address 40 27 51 PINNAMANENI POLYCLINIC ROAD VIJAYAWADA 520010
State ANDHRA PRADESH
District / City VIJAYAWADA
Centre / Region VIJAYAWADA
Contact / Helpline +919494796530
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IBKL0089SMC.
  4. Confirm bank name displays as IDBI and branch as THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IBKL0089SMC)

What is the IFSC code of IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch? ↓

The verified 11-digit IFSC code is IBKL0089SMC. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 520259252. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 40 27 51 PINNAMANENI POLYCLINIC ROAD VIJAYAWADA 520010, located in VIJAYAWADA district, ANDHRA PRADESH.

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