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Verified Branch

HDFC Bank

LOTE Branch, RATNAGIRI

IFSC Code
HDFC0007005
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415240056
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

HDFC Bank Code (1-4)
0 Control Zero (5th)
007005 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR SHREE SAI COMPLEX MIDC LOTE KHED CHIPLUN MAHARASHTRA 415722
State MAHARASHTRA
District / City CHIPLUN
Centre / Region CHIPLUN
Contact / Helpline +9118602676161
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code HDFC0007005.
  4. Confirm bank name displays as HDFC Bank and branch as LOTE.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (HDFC0007005)

What is the IFSC code of HDFC Bank LOTE branch? ↓

The verified 11-digit IFSC code is HDFC0007005. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of HDFC Bank LOTE? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415240056. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR SHREE SAI COMPLEX MIDC LOTE KHED CHIPLUN MAHARASHTRA 415722, located in CHIPLUN district, MAHARASHTRA.

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