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Verified Branch

HDFC Bank

JOKA Branch, SOUTH XXIV PARGANAS

IFSC Code
HDFC0006854
Required for NEFT, RTGS, IMPS money transfers
MICR Code
700240189
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

HDFC Bank Code (1-4)
0 Control Zero (5th)
006854 Branch Code (6-11)

Complete Branch Details

Full Address PREMISES NO 27 DIAMOND HARBOUR RO WARD NO 144 BLOCK I RIDDHI SIDDHI GARDEN PO JOKA PS HARI CHATA KALIKAPUR WEST BENGAL 700104
State WEST BENGAL
District / City CHATA KALIKAPUR
Centre / Region CHATA KALIKAPUR
Contact / Helpline +9118002026161
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code HDFC0006854.
  4. Confirm bank name displays as HDFC Bank and branch as JOKA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (HDFC0006854)

What is the IFSC code of HDFC Bank JOKA branch?

The verified 11-digit IFSC code is HDFC0006854. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of HDFC Bank JOKA?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 700240189. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is PREMISES NO 27 DIAMOND HARBOUR RO WARD NO 144 BLOCK I RIDDHI SIDDHI GARDEN PO JOKA PS HARI CHATA KALIKAPUR WEST BENGAL 700104, located in CHATA KALIKAPUR district, WEST BENGAL.