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Verified Branch

HDFC Bank

RAMNAGAR Branch, MUZAFFARPUR

IFSC Code
HDFC0005838
Required for NEFT, RTGS, IMPS money transfers
MICR Code
845240105
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

HDFC Bank Code (1-4)
0 Control Zero (5th)
005838 Branch Code (6-11)

Complete Branch Details

Full Address GRD FLOOR ADITYA MARKET NR HARINAGAR SUGAR MILL GOLA BAZAR RAMNAGAR HARINAGAR RAMNAGAR BIHAR 845106
State BIHAR
District / City RAMNAGAR
Centre / Region RAMNAGAR
Contact / Helpline +9118002026161
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code HDFC0005838.
  4. Confirm bank name displays as HDFC Bank and branch as RAMNAGAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (HDFC0005838)

What is the IFSC code of HDFC Bank RAMNAGAR branch? ↓

The verified 11-digit IFSC code is HDFC0005838. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of HDFC Bank RAMNAGAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 845240105. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GRD FLOOR ADITYA MARKET NR HARINAGAR SUGAR MILL GOLA BAZAR RAMNAGAR HARINAGAR RAMNAGAR BIHAR 845106, located in RAMNAGAR district, BIHAR.

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