IFSC Drill PRO
Bank Branch & IFSC Finder
HDFC Bank Logo
Verified Branch

HDFC Bank

RATNAGIRI II Branch, RATNAGIRI

IFSC Code
HDFC0005434
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415240055
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

HDFC Bank Code (1-4)
0 Control Zero (5th)
005434 Branch Code (6-11)

Complete Branch Details

Full Address GRD FLOOR SANGHVIS FURNITURE SWAPNALOK COMPLEX OPP RATNAGIRI S T STAND RATNAGIRI MAHARASHTRA 415612
State MAHARASHTRA
District / City RATNAGIRI
Centre / Region RATNAGIRI
Contact / Helpline +9118602676161
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code HDFC0005434.
  4. Confirm bank name displays as HDFC Bank and branch as RATNAGIRI II.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (HDFC0005434)

What is the IFSC code of HDFC Bank RATNAGIRI II branch? ↓

The verified 11-digit IFSC code is HDFC0005434. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of HDFC Bank RATNAGIRI II? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415240055. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GRD FLOOR SANGHVIS FURNITURE SWAPNALOK COMPLEX OPP RATNAGIRI S T STAND RATNAGIRI MAHARASHTRA 415612, located in RATNAGIRI district, MAHARASHTRA.

Other HDFC Bank Branches in RATNAGIRI

HDFC0002177

CHIPLUN Branch

RATNAGIRI, MAHARASHTRA

 HDFC0007006

RATNAGIRI III Branch

RATNAGIRI, MAHARASHTRA

 HDFC0009340

LANJA Branch

RATNAGIRI, MAHARASHTRA

 HDFC0000430

RATNAGIRI Branch

RATNAGIRI, MAHARASHTRA

 HDFC0002905

CHANDGAD Branch

KOLHAPUR, MAHARASHTRA

 HDFC0003498

SHIRGAON Branch

RATNAGIRI, MAHARASHTRA

 HDFC0003836

MALKAPUR Branch

KOLHAPUR, MAHARASHTRA

 HDFC0004903

WATAD KHANDALA JAYGAD ROAD Branch

RATNAGIRI, MAHARASHTRA

Explore Nearby Banking Directories

All HDFC Bank Branches HDFC Bank in MAHARASHTRA HDFC Bank in RATNAGIRI All Banks in RATNAGIRI