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HDFC Bank

KOSA Branch, JANJGIR CHAMPA

IFSC Code
HDFC0004856
Required for NEFT, RTGS, IMPS money transfers
MICR Code
495240512
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

HDFC Bank Code (1-4)
0 Control Zero (5th)
004856 Branch Code (6-11)

Complete Branch Details

Full Address HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663
State CHHATTISGARH
District / City CHAMPA
Centre / Region CHAMPA
Contact / Helpline +919893603333
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code HDFC0004856.
  4. Confirm bank name displays as HDFC Bank and branch as KOSA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (HDFC0004856)

What is the IFSC code of HDFC Bank KOSA branch? ↓

The verified 11-digit IFSC code is HDFC0004856. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of HDFC Bank KOSA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 495240512. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663, located in CHAMPA district, CHHATTISGARH.

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