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Verified Branch

HDFC Bank

WADRAFNAGAR Branch, SURGUJA

IFSC Code
HDFC0004314
Required for NEFT, RTGS, IMPS money transfers
MICR Code
497240506
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

HDFC Bank Code (1-4)
0 Control Zero (5th)
004314 Branch Code (6-11)

Complete Branch Details

Full Address HDFC BANK LTD MAIN ROAD WADRAFNAGAR DISTT BALARAMPUR RAMANUJGANJ SURAJPUR CHHATTISGARH 497225
State CHHATTISGARH
District / City WADRAFNAGAR
Centre / Region WADRAFNAGAR
Contact / Helpline +919893603333
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code HDFC0004314.
  4. Confirm bank name displays as HDFC Bank and branch as WADRAFNAGAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (HDFC0004314)

What is the IFSC code of HDFC Bank WADRAFNAGAR branch? ↓

The verified 11-digit IFSC code is HDFC0004314. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of HDFC Bank WADRAFNAGAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 497240506. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is HDFC BANK LTD MAIN ROAD WADRAFNAGAR DISTT BALARAMPUR RAMANUJGANJ SURAJPUR CHHATTISGARH 497225, located in WADRAFNAGAR district, CHHATTISGARH.

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