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Verified Branch

Federal Bank

KARAIKUDI Branch, CHENNAI

IFSC Code
FDRL0002295
Required for NEFT, RTGS, IMPS money transfers
MICR Code
630049002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

FDRL Bank Code (1-4)
0 Control Zero (5th)
002295 Branch Code (6-11)

Complete Branch Details

Full Address KOPPU BUILDINGS, DOOR NO 19 TO 21, SEKKALAI ROAD, OPP TO NARASUS COFFEE, KARAIKUDI 630001
State TAMIL NADU
District / City KARAIKUDI
Centre / Region KARAIKUDI
Contact / Helpline +919843158560
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code FDRL0002295.
  4. Confirm bank name displays as Federal Bank and branch as KARAIKUDI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (FDRL0002295)

What is the IFSC code of Federal Bank KARAIKUDI branch? ↓

The verified 11-digit IFSC code is FDRL0002295. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Federal Bank KARAIKUDI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 630049002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KOPPU BUILDINGS, DOOR NO 19 TO 21, SEKKALAI ROAD, OPP TO NARASUS COFFEE, KARAIKUDI 630001, located in KARAIKUDI district, TAMIL NADU.

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