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Verified Branch

Esaf Small Finance Bank

KUNISSERY Branch, PALAKKAD

IFSC Code
ESMF0001860
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001860 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR, DEEPA ARCADE,KUNNISERY JUNCTION,OPPOSITE MAIN RAOD,PALAKKAD-678681
State KERALA
District / City PALAKKAD
Centre / Region PALAKKAD
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001860.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as KUNISSERY.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001860)

What is the IFSC code of Esaf Small Finance Bank KUNISSERY branch? ↓

The verified 11-digit IFSC code is ESMF0001860. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank KUNISSERY? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR, DEEPA ARCADE,KUNNISERY JUNCTION,OPPOSITE MAIN RAOD,PALAKKAD-678681, located in PALAKKAD district, KERALA.

Other Esaf Small Finance Bank Branches in PALAKKAD

ESMF0001168

PALAKKAD - TOWN Branch

PALAKKAD, KERALA

 ESMF0001104

KOLLENGODE Branch

PALAKKAD, KERALA

 ESMF0001106

VALKULAMBU Branch

PALAKKAD, KERALA

 ESMF0001108

KOZHIKODE Branch

KOZHIKODE, KERALA

 ESMF0001109

PALAKKAD Branch

PALAKKAD, KERALA

 ESMF0001110

PERINTHALMANNA Branch

IDUKKI, KERALA

 ESMF0001114

MUVATTUPUZHA Branch

ERNAKULAM, KERALA

 ESMF0001119

KOLENCHERY Branch

ERNAKULAM, KERALA

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