Esaf Small Finance Bank Logo
Verified Branch

Esaf Small Finance Bank

CHENNAI VILLIVAKKAM Branch, CHENNAI

IFSC Code
ESMF0001539
Required for NEFT, RTGS, IMPS money transfers
MICR Code
600760011
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001539 Branch Code (6-11)

Complete Branch Details

Full Address NO 5,JANAKIRAMAN REDDY COLONY,VILLIVAKKAM,THIRUVALLUR,CHENNAI 600049
State TAMIL NADU
District / City CHENNAI VILLIVAKKAM
Centre / Region CHENNAI VILLIVAKKAM
Contact / Helpline +919288013308
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001539.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as CHENNAI VILLIVAKKAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001539)

What is the IFSC code of Esaf Small Finance Bank CHENNAI VILLIVAKKAM branch?

The verified 11-digit IFSC code is ESMF0001539. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank CHENNAI VILLIVAKKAM?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 600760011. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is NO 5,JANAKIRAMAN REDDY COLONY,VILLIVAKKAM,THIRUVALLUR,CHENNAI 600049, located in CHENNAI VILLIVAKKAM district, TAMIL NADU.