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Verified Branch

Esaf Small Finance Bank

KHARSIA Branch, JANJGIR CHAMPA

IFSC Code
ESMF0001474
Required for NEFT, RTGS, IMPS money transfers
MICR Code
496760501
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001474 Branch Code (6-11)

Complete Branch Details

Full Address GUPTA COMPLEX,RAJGARH SQUARE,RAIGARH ROAD,KHARSIA P O,RAJGARH DIST,KHARSI,CHHATTISGARH,496661
State MADHYA PRADESH
District / City KHARSIA
Centre / Region KHARSIA
Contact / Helpline +917593813400
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001474.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as KHARSIA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001474)

What is the IFSC code of Esaf Small Finance Bank KHARSIA branch? ↓

The verified 11-digit IFSC code is ESMF0001474. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank KHARSIA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 496760501. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GUPTA COMPLEX,RAJGARH SQUARE,RAIGARH ROAD,KHARSIA P O,RAJGARH DIST,KHARSI,CHHATTISGARH,496661, located in KHARSIA district, MADHYA PRADESH.

Other Esaf Small Finance Bank Branches in KHARSIA

ESMF0001278

RAIGARH Branch

RAIGARH, CHHATTISGARH

 ESMF0001716

AMBIKAPUR Branch

SURGUJA, CHHATTISGARH

 ESMF0001718

JASHPUR Branch

JASHPUR, MADHYA PRADESH

 ESMF0001725

RAJGARH Branch

RAJGARH, MADHYA PRADESH

 ESMF0001733

KONDAGAON Branch

KONDAGAON, CHHATTISGARH

 ESMF0001734

ODGI Branch

SURAJPUR, CHHATTISGARH

 ESMF0001736

SIWANI Branch

BHIWANI, HARYANA

 ESMF0001760

NARSINGHGARH Branch

RAJGARH, MADHYA PRADESH

Explore Nearby Banking Directories

All Esaf Small Finance Bank Branches Esaf Small Finance Bank in MADHYA PRADESH Esaf Small Finance Bank in KHARSIA All Banks in JANJGIR CHAMPA