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Verified Branch

Esaf Small Finance Bank

PONNANI Branch, MALAPPURAM

IFSC Code
ESMF0001394
Required for NEFT, RTGS, IMPS money transfers
MICR Code
679760202
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001394 Branch Code (6-11)

Complete Branch Details

Full Address SECOND FLOOR,AL ATHEER TOWER,OPPPRIVATE BUS STAND,PONNANI,MALAPPURAM,KERALA 679577,679577
State KERALA
District / City PONNANI
Centre / Region PONNANI
Contact / Helpline +918589960085
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001394.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as PONNANI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001394)

What is the IFSC code of Esaf Small Finance Bank PONNANI branch? ↓

The verified 11-digit IFSC code is ESMF0001394. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank PONNANI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 679760202. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SECOND FLOOR,AL ATHEER TOWER,OPPPRIVATE BUS STAND,PONNANI,MALAPPURAM,KERALA 679577,679577, located in PONNANI district, KERALA.

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MANGALAM Branch

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EDAVANNA Branch

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TRIPRANGODE Branch

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TALAKKAD BP ANGADI Branch

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KAVANOOR Branch

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