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Verified Branch

Esaf Small Finance Bank

WARASEONI Branch, BALAGHAT

IFSC Code
ESMF0001294
Required for NEFT, RTGS, IMPS money transfers
MICR Code
481760001
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001294 Branch Code (6-11)

Complete Branch Details

Full Address UTKARSHA CITY,WARD NO8,WARASEONI,BALAGHAT,MADHYA PRADESH 481331
State MADHYA PRADESH
District / City WARASEONI
Centre / Region WARASEONI
Contact / Helpline +919288092325
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001294.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as WARASEONI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001294)

What is the IFSC code of Esaf Small Finance Bank WARASEONI branch? ↓

The verified 11-digit IFSC code is ESMF0001294. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank WARASEONI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 481760001. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UTKARSHA CITY,WARD NO8,WARASEONI,BALAGHAT,MADHYA PRADESH 481331, located in WARASEONI district, MADHYA PRADESH.

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HOSHANGABAD Branch

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SHAHDOL Branch

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GADARWARA Branch

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HARDA Branch

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UMARIA Branch

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AMARWARA Branch

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DINDORI Branch

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Explore Nearby Banking Directories

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