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Verified Branch

Esaf Small Finance Bank

PALARIVATTOM Branch, ERNAKULAM

IFSC Code
ESMF0001181
Required for NEFT, RTGS, IMPS money transfers
MICR Code
682760008
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001181 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR,POCUDYIL BUILDING,32 2496,A,BNEAR SL PLAZA,PALARIVATTOM,KOCHIN
State KERALA
District / City KOCHIN
Centre / Region KOCHIN
Contact / Helpline +918589002232
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001181.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as PALARIVATTOM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001181)

What is the IFSC code of Esaf Small Finance Bank PALARIVATTOM branch? ↓

The verified 11-digit IFSC code is ESMF0001181. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank PALARIVATTOM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 682760008. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR,POCUDYIL BUILDING,32 2496,A,BNEAR SL PLAZA,PALARIVATTOM,KOCHIN, located in KOCHIN district, KERALA.

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THRISSUR, KERALA

 ESMF0001170

RAIPUR Branch

RAIPUR, CHHATTISGARH

 ESMF0001187

MALLAPALLY Branch

PATHANAMTHITTA, KERALA

 ESMF0001256

DHAMTARI Branch

DHAMTARI, CHHATTISGARH

 ESMF0001320

YAVATMAL Branch

YAVATMAL, MAHARASHTRA

 ESMF0001839

SRIKAKULAM Branch

SRIKAKULAM, ANDHRA PRADESH

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MUVATTUPUZHA Branch

ERNAKULAM, KERALA

 ESMF0001119

KOLENCHERY Branch

ERNAKULAM, KERALA

Explore Nearby Banking Directories

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