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Verified Branch

Central Bank of India

WATAD Branch, RATNAGIRI

IFSC Code
CBIN0284312
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415016503
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

CBIN Bank Code (1-4)
0 Control Zero (5th)
284312 Branch Code (6-11)

Complete Branch Details

Full Address CBI,WATAD BRANCH,WATAD,AT POST WATAD KHANDALA ,TALUKA RATNAGIRI,DIST TATNAGIRI,STATE MAHARASHTRA,PINCODE 415613
State MAHARASHTRA
District / City WATAD
Centre / Region WATAD
Contact / Helpline +912222612008
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code CBIN0284312.
  4. Confirm bank name displays as Central Bank of India and branch as WATAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (CBIN0284312)

What is the IFSC code of Central Bank of India WATAD branch? ↓

The verified 11-digit IFSC code is CBIN0284312. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Central Bank of India WATAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415016503. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is CBI,WATAD BRANCH,WATAD,AT POST WATAD KHANDALA ,TALUKA RATNAGIRI,DIST TATNAGIRI,STATE MAHARASHTRA,PINCODE 415613, located in WATAD district, MAHARASHTRA.

Other Central Bank of India Branches in WATAD

CBIN0280644

BRANCH Branch

RATNAGIRI, MAHARASHTRA

 CBIN0281374

DAPOLI Branch

RATNAGIRI, MAHARASHTRA

 CBIN0283346

SAWARDE Branch

RATNAGIRI, MAHARASHTRA

 CBIN0280707

BRANCH Branch

NASIK, MAHARASHTRA

 CBIN0280712

BRANCH Branch

JALGAON, MAHARASHTRA

 CBIN0281165

PANCHWAD Branch

SATARA, MAHARASHTRA

 CBIN0281363

DONDAICHA Branch

DHULE, MAHARASHTRA

 CBIN0281510

SHIKRAPUR Branch

PUNE, MAHARASHTRA

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