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Verified Branch

Central Bank of India

BHARGAMA Branch, ARARIA

IFSC Code
CBIN0282044
Required for NEFT, RTGS, IMPS money transfers
MICR Code
854016672
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

CBIN Bank Code (1-4)
0 Control Zero (5th)
282044 Branch Code (6-11)

Complete Branch Details

Full Address VIKAS, AT & POST BHARGAMA, DIST- ARARIA, BIHAR-854324
State BIHAR
District / City BHARGAMA
Centre / Region BHARGAMA
Contact / Helpline +912222612008
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code CBIN0282044.
  4. Confirm bank name displays as Central Bank of India and branch as BHARGAMA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (CBIN0282044)

What is the IFSC code of Central Bank of India BHARGAMA branch? ↓

The verified 11-digit IFSC code is CBIN0282044. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Central Bank of India BHARGAMA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 854016672. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VIKAS, AT & POST BHARGAMA, DIST- ARARIA, BIHAR-854324, located in BHARGAMA district, BIHAR.