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Verified Branch

Central Bank of India

PHANSIDEWA Branch, DARJILING

IFSC Code
CBIN0281700
Required for NEFT, RTGS, IMPS money transfers
MICR Code
734016312
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

CBIN Bank Code (1-4)
0 Control Zero (5th)
281700 Branch Code (6-11)

Complete Branch Details

Full Address P.O. PHANSIDEWA,DIST-DARJEELING,WEST BENGAL-734434
State WEST BENGAL
District / City PHANSIDEA
Centre / Region PHANSIDEA
Contact / Helpline +912222612008
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code CBIN0281700.
  4. Confirm bank name displays as Central Bank of India and branch as PHANSIDEWA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (CBIN0281700)

What is the IFSC code of Central Bank of India PHANSIDEWA branch? ↓

The verified 11-digit IFSC code is CBIN0281700. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Central Bank of India PHANSIDEWA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 734016312. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is P.O. PHANSIDEWA,DIST-DARJEELING,WEST BENGAL-734434, located in PHANSIDEA district, WEST BENGAL.

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MIRIK Branch

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TAKDAH Branch

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GORUBATHAN Branch

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