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Verified Branch

Central Bank of India

GANGADHARA Branch, SURAT

IFSC Code
CBIN0281328
Required for NEFT, RTGS, IMPS money transfers
MICR Code
394016399
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

CBIN Bank Code (1-4)
0 Control Zero (5th)
281328 Branch Code (6-11)

Complete Branch Details

Full Address AT & PO GANGADHARA,AMBIKA SHOPPING COMPLEX,CHAR RASTA MAIN ROAD,GANGADHARAM,TALUKA PALSANA,DIST SURAT,GUJARAT 394310
State GUJARAT
District / City GANGADHARA
Centre / Region GANGADHARA
Contact / Helpline +912222612008
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code CBIN0281328.
  4. Confirm bank name displays as Central Bank of India and branch as GANGADHARA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (CBIN0281328)

What is the IFSC code of Central Bank of India GANGADHARA branch? ↓

The verified 11-digit IFSC code is CBIN0281328. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Central Bank of India GANGADHARA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 394016399. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is AT & PO GANGADHARA,AMBIKA SHOPPING COMPLEX,CHAR RASTA MAIN ROAD,GANGADHARAM,TALUKA PALSANA,DIST SURAT,GUJARAT 394310, located in GANGADHARA district, GUJARAT.

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