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Verified Branch

Central Bank of India

RATSAR Branch, BALLIA

IFSC Code
CBIN0281079
Required for NEFT, RTGS, IMPS money transfers
MICR Code
277016364
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

CBIN Bank Code (1-4)
0 Control Zero (5th)
281079 Branch Code (6-11)

Complete Branch Details

Full Address GIRIJA SADAN, NEAR GANDHI ASHRAM CROSSING, VILL. & POST RATSAR, DIST- BALLIA, UP-277123
State UTTAR PRADESH
District / City RATSAR
Centre / Region RATSAR
Contact / Helpline +912222612008
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code CBIN0281079.
  4. Confirm bank name displays as Central Bank of India and branch as RATSAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (CBIN0281079)

What is the IFSC code of Central Bank of India RATSAR branch? ↓

The verified 11-digit IFSC code is CBIN0281079. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Central Bank of India RATSAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 277016364. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GIRIJA SADAN, NEAR GANDHI ASHRAM CROSSING, VILL. & POST RATSAR, DIST- BALLIA, UP-277123, located in RATSAR district, UTTAR PRADESH.

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