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Verified Branch

Bank of India

MORAR Branch, GWALIOR

IFSC Code
BKID0009452
Required for NEFT, RTGS, IMPS money transfers
MICR Code
474013003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
009452 Branch Code (6-11)

Complete Branch Details

Full Address MALL ROADMORAR
State MADHYA PRADESH
District / City GWALIOR
Centre / Region GWALIOR
Contact / Helpline +917512368449
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0009452.
  4. Confirm bank name displays as Bank of India and branch as MORAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0009452)

What is the IFSC code of Bank of India MORAR branch?

The verified 11-digit IFSC code is BKID0009452. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India MORAR?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 474013003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is MALL ROADMORAR, located in GWALIOR district, MADHYA PRADESH.