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Verified Branch

Bank of India

ERNAKULAM NRI Branch, ERNAKULAM

IFSC Code
BKID0008503
Required for NEFT, RTGS, IMPS money transfers
MICR Code
682013003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
008503 Branch Code (6-11)

Complete Branch Details

Full Address COLLIS ESTATE 2ND FLOORMGROAD ERNAKULAM KOCHI
State KERALA
District / City ERNAKULAM
Centre / Region ERNAKULAM
Contact / Helpline +914842380535
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0008503.
  4. Confirm bank name displays as Bank of India and branch as ERNAKULAM NRI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0008503)

What is the IFSC code of Bank of India ERNAKULAM NRI branch? ↓

The verified 11-digit IFSC code is BKID0008503. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India ERNAKULAM NRI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 682013003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is COLLIS ESTATE 2ND FLOORMGROAD ERNAKULAM KOCHI, located in ERNAKULAM district, KERALA.

Other Bank of India Branches in ERNAKULAM

BKID0008501

MGROAD ERNAKULAM Branch

KOCHI, KERALA

 BKID0008585

ERNAKULAM SERVICE BRANCH Branch

COCHIN, KERALA

 BKID0008500

ERNAKULAM Branch

ERNAKULAM, KERALA

 BKID0008502

COLLEGE GROUND Branch

KOCHI, KERALA

 BKID0008504

ERNAKULAM SP HSG FINPER Branch

KOCHI, KERALA

 BKID0008348

ERNAKULAM ARB Branch

ERNAKULAM, KERALA

 BKID0008519

EDAPALLY Branch

ERNAKULAM, KERALA

 BKID0008560

MOOTHAKUNNAM Branch

MOOTHAKUNNAM DISTRICT ERNAKULAM, KERALA

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