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Verified Branch

Bank of India

KARMA Branch, KARMA DISTT RAMGARH JD

IFSC Code
BKID0005886
Required for NEFT, RTGS, IMPS money transfers
MICR Code
829013514
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
005886 Branch Code (6-11)

Complete Branch Details

Full Address VILL POST KARMA VIA MARARDISTT RAMGARH CANTT
State BIHAR
District / City KARMA DISTT RAMGARH JD
Centre / Region KARMA DISTT RAMGARH JD
Contact / Helpline +919005796218
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0005886.
  4. Confirm bank name displays as Bank of India and branch as KARMA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0005886)

What is the IFSC code of Bank of India KARMA branch? ↓

The verified 11-digit IFSC code is BKID0005886. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India KARMA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 829013514. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILL POST KARMA VIA MARARDISTT RAMGARH CANTT, located in KARMA DISTT RAMGARH JD district, BIHAR.

Other Bank of India Branches in KARMA DISTT RAMGARH JD

BKID0004774

KARMATAND Branch

JAMTARA, JHARKHAND

 BKID0004819

RAMGARH CANTT Branch

RAMGARH CANTT, BIHAR

 BKID0004864

SAYAL Branch

SAYAL DIST RAMGARH CANNT, BIHAR

 BKID0004868

TOPA Branch

TOPA JD, BIHAR

 BKID0004872

GHATO TAND Branch

GHATO TAND JHARKHAND, BIHAR

 BKID0005887

CHAINPUR BARGAON Branch

CHAINPUR BARGAON, BIHAR

 BKID0005889

CHATI BAZAR RAMGARH Branch

RAMGARH JD, BIHAR

 BKID0005961

MURAM KALAN Branch

MURAM KALANDIST RAMGARH, BIHAR

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