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Bank of India

CHOTKI KHARAGDIHA Branch, CHOTKI KHARAGDIHA DISTGIRIDIH

IFSC Code
BKID0004886
Required for NEFT, RTGS, IMPS money transfers
MICR Code
815013505
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
004886 Branch Code (6-11)

Complete Branch Details

Full Address P O CHOTKI KHARAGDIHAVIA BENGABAD
State BIHAR
District / City CHOTKI KHARAGDIHA DISTGIRIDIH
Centre / Region CHOTKI KHARAGDIHA DISTGIRIDIH
Contact / Helpline +919430785687
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0004886.
  4. Confirm bank name displays as Bank of India and branch as CHOTKI KHARAGDIHA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0004886)

What is the IFSC code of Bank of India CHOTKI KHARAGDIHA branch? ↓

The verified 11-digit IFSC code is BKID0004886. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India CHOTKI KHARAGDIHA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 815013505. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is P O CHOTKI KHARAGDIHAVIA BENGABAD, located in CHOTKI KHARAGDIHA DISTGIRIDIH district, BIHAR.

Other Bank of India Branches in CHOTKI KHARAGDIHA DISTGIRIDIH

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SIHODIH Branch

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 BKID0004801

GIRIDIH Branch

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 BKID0004873

BARWADIH Branch

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 BKID0004888

HIRODIH Branch

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 BKID0005251

JAMTARA DUMRI Branch

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DANDIDIH Branch

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KOLDIHA Branch

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JARMUNE Branch

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