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Verified Branch

Bank of India

JAINAGAR Branch, MADHUBANI

IFSC Code
BKID0004685
Required for NEFT, RTGS, IMPS money transfers
MICR Code
847013504
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
004685 Branch Code (6-11)

Complete Branch Details

Full Address JAINAGAR AYUSH COMPLEXMAIN ROAD JAINAGAR MUZAFFARPUR ZONE
State BIHAR
District / City MADHUBANI
Centre / Region MADHUBANI
Contact / Helpline +916246223844
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0004685.
  4. Confirm bank name displays as Bank of India and branch as JAINAGAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0004685)

What is the IFSC code of Bank of India JAINAGAR branch? ↓

The verified 11-digit IFSC code is BKID0004685. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India JAINAGAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 847013504. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is JAINAGAR AYUSH COMPLEXMAIN ROAD JAINAGAR MUZAFFARPUR ZONE, located in MADHUBANI district, BIHAR.

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PIPCHO Branch

PIPCHO DIST KODERMA, BIHAR

 BKID0004937

JAI NAGAR Branch

JAINAGAR JHARKHAND, BIHAR

 BKID0005884

HIRODIH Branch

HIRODIH DISTT KODERMA JD, BIHAR

 BKID0005967

PARSABAD Branch

KODERMA, JHARKHAND

 BKID0007877

BIJAINAGAR Branch

BEAWAR, RAJASTHAN

 BKID0004540

MADHUBANI Branch

MADHUBANI, BIHAR

 BKID0004541

BASUKI BEHARI Branch

BASUKI BEHARI DIST MADHUBANI, BIHAR

 BKID0004542

BANKATTA CHOWK Branch

BANKATTA CHOWK DIST MADHUBANI, BIHAR

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