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Verified Branch

Bank of India

KERMA Branch, MUZAFFARPUR

IFSC Code
BKID0004682
Required for NEFT, RTGS, IMPS money transfers
MICR Code
842013512
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
004682 Branch Code (6-11)

Complete Branch Details

Full Address PO KERMA BLOCK KURHANIKUZAFFARPUR
State BIHAR
District / City MUZAFFARPUR
Centre / Region MUZAFFARPUR
Contact / Helpline +917283233076
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0004682.
  4. Confirm bank name displays as Bank of India and branch as KERMA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0004682)

What is the IFSC code of Bank of India KERMA branch? ↓

The verified 11-digit IFSC code is BKID0004682. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India KERMA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 842013512. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PO KERMA BLOCK KURHANIKUZAFFARPUR, located in MUZAFFARPUR district, BIHAR.

Other Bank of India Branches in MUZAFFARPUR

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SARAIYA Branch

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SAKRI SARAIYA Branch

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 BKID0004668

DHOLI BAZAR Branch

MUZAFFARPUR, BIHAR

 BKID0005765

KARZA Branch

MUZAFFARPUR, BIHAR

 BKID0005766

JHAPAHA Branch

MUZAFFARPUR, BIHAR

 BKID0004442

BETTIAH Branch

BETTIAH DIST MUZAFFARPUR, BIHAR

 BKID0004650

MUZAFFARPUR Branch

MUZAFFARPUR, BIHAR

 BKID0004652

KALAMABAGH Branch

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