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Verified Branch

Bank of India

HARMU Branch, RANCHI

IFSC Code
BKID0004598
Required for NEFT, RTGS, IMPS money transfers
MICR Code
834013030
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
004598 Branch Code (6-11)

Complete Branch Details

Full Address NEAR SAHJANAND CHOWK BIRSA RAJ MARGVIP ROAD PO HARMU COLONY RANCHI
State JHARKHAND
District / City RANCHI
Centre / Region RANCHI
Contact / Helpline +917283233073
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0004598.
  4. Confirm bank name displays as Bank of India and branch as HARMU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0004598)

What is the IFSC code of Bank of India HARMU branch? ↓

The verified 11-digit IFSC code is BKID0004598. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India HARMU? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 834013030. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NEAR SAHJANAND CHOWK BIRSA RAJ MARGVIP ROAD PO HARMU COLONY RANCHI, located in RANCHI district, JHARKHAND.

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