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Verified Branch

Bank of India

GAYA Branch, GAYA BIHAR

IFSC Code
BKID0004475
Required for NEFT, RTGS, IMPS money transfers
MICR Code
823013001
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
004475 Branch Code (6-11)

Complete Branch Details

Full Address HARIHAR MARKET GB ROADGAYA DISTRICT GAYA
State BIHAR
District / City GAYA BIHAR
Centre / Region GAYA BIHAR
Contact / Helpline +916312221009
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0004475.
  4. Confirm bank name displays as Bank of India and branch as GAYA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0004475)

What is the IFSC code of Bank of India GAYA branch? ↓

The verified 11-digit IFSC code is BKID0004475. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India GAYA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 823013001. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is HARIHAR MARKET GB ROADGAYA DISTRICT GAYA, located in GAYA BIHAR district, BIHAR.

Other Bank of India Branches in GAYA BIHAR

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DAVANAGERE, KARNATAKA

 BKID0004812

WAZIRGANJ Branch

WAZIRGANJ, BIHAR

 BKID0005791

NOKHA Branch

NOKHA, BIHAR

 BKID0005798

SHERGHATI Branch

GAYA BIHAR, BIHAR

 BKID0006292

UDAKISHUNGANJ Branch

MADHEPURA, BIHAR

 BKID0008294

GANGAPURAM Branch

ERODE, TAMIL NADU

 BKID0008565

PARUR MARKET ROAD Branch

PARUR, KERALA

 BKID0008576

MUVATTUPUZHA Branch

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