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Verified Branch

Bank of India

RADHANAGAR RAJ Branch, RADHANAGAR RAJ DIST SAHIBGANJ

IFSC Code
BKID0004464
Required for NEFT, RTGS, IMPS money transfers
MICR Code
816013601
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
004464 Branch Code (6-11)

Complete Branch Details

Full Address VILL PO RADHANAGARBLOCK RAJMAHAL
State BIHAR
District / City RADHANAGAR RAJ DIST SAHIBGANJ
Centre / Region RADHANAGAR RAJ DIST SAHIBGANJ
Contact / Helpline +912317892325
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0004464.
  4. Confirm bank name displays as Bank of India and branch as RADHANAGAR RAJ.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0004464)

What is the IFSC code of Bank of India RADHANAGAR RAJ branch?

The verified 11-digit IFSC code is BKID0004464. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India RADHANAGAR RAJ?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 816013601. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is VILL PO RADHANAGARBLOCK RAJMAHAL, located in RADHANAGAR RAJ DIST SAHIBGANJ district, BIHAR.