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Verified Branch

Bank of India

KERANICHATI Branch, ABASH PS KOTWALI, DISTRICT MIDNAPORE

IFSC Code
BKID0004315
Required for NEFT, RTGS, IMPS money transfers
MICR Code
721013303
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
004315 Branch Code (6-11)

Complete Branch Details

Full Address VILLAGE KERANICHATIPOST ABASH, POLICE STATION,KOTWALI, DISTRICT
State WEST BENGAL
District / City ABASH PS KOTWALI, DISTRICT MIDNAPORE
Centre / Region ABASH PS KOTWALI, DISTRICT MIDNAPORE
Contact / Helpline +913222263148
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0004315.
  4. Confirm bank name displays as Bank of India and branch as KERANICHATI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0004315)

What is the IFSC code of Bank of India KERANICHATI branch?

The verified 11-digit IFSC code is BKID0004315. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India KERANICHATI?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 721013303. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is VILLAGE KERANICHATIPOST ABASH, POLICE STATION,KOTWALI, DISTRICT, located in ABASH PS KOTWALI, DISTRICT MIDNAPORE district, WEST BENGAL.