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Bank of India

HOWRAH RETAIL HUB Branch, HOWRAH

IFSC Code
BKID0004082
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
004082 Branch Code (6-11)

Complete Branch Details

Full Address 43 G T ROAD SOUTHHOWRAH
State WEST BENGAL
District / City HOWRAH
Centre / Region HOWRAH
Contact / Helpline +913323673340
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0004082.
  4. Confirm bank name displays as Bank of India and branch as HOWRAH RETAIL HUB.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0004082)

What is the IFSC code of Bank of India HOWRAH RETAIL HUB branch? ↓

The verified 11-digit IFSC code is BKID0004082. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India HOWRAH RETAIL HUB? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 43 G T ROAD SOUTHHOWRAH, located in HOWRAH district, WEST BENGAL.

Other Bank of India Branches in HOWRAH

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HOWRAH Branch

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SANTRAGACHHI Branch

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 BKID0004023

LILUAH WEST Branch

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 BKID0004034

SHIBPUR Branch

HOWRAH, WEST BENGAL

 BKID0004053

KOLKATA SSI Branch

HOWRAH, WEST BENGAL

 BKID0004080

HOWRAH MID CORPORATE Branch

HOWRAH, WEST BENGAL

 BKID0004081

ALAMPUR Branch

HOWRAH, WEST BENGAL

 BKID0004083

DOMJUR Branch

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